Why you should avail Qbera Personal Loan?

When you’re in need of a loan, it can be discouraging to have to scour the city for a lender prepared to make you an offer. With the emergence of various internet lending start-ups, this often difficult process has become significantly easier for potential borrowers. One such online lending business that has been making news is Qbera, a Bangalore-based company that was formed with the objective of providing salaried and employed people with hassle-free, secure, and speedy access to online instant personal loans in times of need. 

When it comes to loans, the corporation not only offers them to salaried workers but also to self-employed people. Let’s know about Qbera personal loan, its eligibility criteria, and how you can get one.  

Features and Advantages 

• No collateral is necessary – Qbera offers unsecured quick personal loans, which means you don’t have to put up any assets or security as collateral to get a loan. 

• Large loan amount – Qbera offers loan ranging from Rs. 1 lakh to Rs. 15 lakhs. 

• Quick turnaround time – One of the standout aspects of this instant loan is the company’s claim that it has one of the fastest turnaround times. The loan get disbursed minimum in 24 hours after document verifcation, received approval on the basis of your credit score, and had your documents validated. Verification of documents, addresses, and identities is done digitally. 
• Decide on a tenure – Borrowers can change the loan repayment term or even pre-close the loan, depending on their needs and financial circumstances. 

• Transparent application procedure – This is one among the appealing aspects of Qbera personal loans is how transparent the entire lending process is. The borrowers will be advised of any fees and charges that may apply prior to applying for the loan. There will be no unpleasant shocks in the future as a result of this. 

• Personal information security – One of the most prevalent concerns that a borrower has is the safety of their personal information, especially when it is exchanged with a lender in order to obtain a service. Customers’ information is kept confidential by Qbera. 

• Low credit scores are not an issue – The most common reason for consumers being rejected a loan is because of their credit score. That is not the case with Qbera. Borrowers with bad credit may also be qualified for a quick loan. To apply for this loan, you must have a minimum score of 600 or above. 

Customer Care Services 

Customer service that is second to none Customers is bound to have several questions when using a financial service. Qbera has taken care of this by establishing a specialized and knowledgeable customer support team at 1800-4198-121. (toll-free). The toll-free helpline is open from 9:30 a.m. to 7:00 p.m. (weekdays) and from 10:00 a.m. to 1:00 p.m. on weekends (weekends). 

Customers can also reach out to the support team via Whatsapp, which can be reached at +91 89719 28484. The customer service team can also be reached by email at contact@qbera.com. 

Interest Rates on Qbera Instant Personal Loans 

The interest rate on a Qbera personal loan ranges from 11.99 percent per annum to 35.99 percent per annum. The terms of each borrower’s loan will differ based on a variety of factors, including their ability to repay the loan, their work experience, their age, their current employment, their repayment history, and their credit score. 

 Qbera Online Instant Personal Loan Eligibility 

The eligibility conditions to meet in order to be qualified for a quick cash loan from Qbera are listed below. 

• A borrower minimum salary should be of Rs.20,000 per month. 
• The borrower must be between the ages of 23 and 55. 
• To apply for the loan, the borrower must have a minimum credit score of 625. 

To apply for a Qbera Instant Personal Loan, you’ll need the following documents. 

The list of documents needed to apply for a Qbera personal loan is provided below. 

• PAN Card and Aadhaar Card 
• a copy of your current address 
• Proof of a permanent address is required (if the permanent address is not the same as the one given on the Aadhaar Card) 
• CHEQUES FROM YOUR WORKER’S COMPENSATION ACCOUNT 

 How do I apply for a Qbera Personal Loan in Flash? 

• Complete the online application. 
• Visit qbera website to apply for a personal loan online.  
• Please submit bank statements. 
• Following that, you will be needed to furnish bank account statements as part of the loan application process. Connecting to your bank account or uploading the PDF account statements your bank gives you on a regular basis are both options. 
• Select a loan term. 
• Qbera’s Credit Scoring Algorithm will evaluate your loan eligibility after you’ve given all of the required information. This algorithm analyses a borrower’s future financial capacity in real-time, based on the information provided by the borrower in the loan application, in order to provide them with the best rate. 

Conclusion: 

To conclude, qbera personal loan is one of the best online personal loan available to you. You can apply for a personal loan online with Afinoz to make the deal affordable and loan processing easier.