Which lenders offer the best short term personal loans 2021?

When we are looking for a personal loan, our need is immediate. We want a quick short loan which could be quickly repaid. This is why short-term personal loans are among the top choices. 

This post will look at few lenders who offer the best short term personal loan 2021. After reading the minute details, you can choose a lender to apply for the loan.  

Bajaj Finserv short term personal loan 

Bajaj Finserv is a leading lender in India offering short term personal loans. It is equipped with a quick process and a competitive interest rate.  

• The loan quantity is offered up to Rs 25 lakhs. 
• The interest rate starts at 12.99% P.A onwards.  
• The bonus charge is Rs 600 to Rs 1200. 
• The loan term is from one year to 5 years. 
• The structural fee is Rs 4499. 
• The penal charge is 2% of the monthly EMI.  
• The foreclosure charge is up to 4% of the prepaid amount.  
• The pre-payment charge is up to 2%.  

The eligibility criteria for Bajaj Finserv short term personal loan 

• The person age should be from 23 years to 55 years.  
• The applicant should be an Indian citizen. 
• The person should be an employee of an MNC, government or private company.  
• The person minimum salary should be at least Rs 25,000 per month.  

Documents requirement 

• The loan application form 
• Identity proof – Aadhar card or PAN card 
• Address proof – Rent agreement, utility bill 
• Income proof – ITR, salary slips and bank statement  

How to apply?  

To apply for Bajaj Finserv short term personal loans, you can visit Afinoz.com, where the process is easy and quick to complete.  

CASHe short personal loans 2021 

CASHe is considered to be offering one of the best personal loans In India. It has easy eligibility criteria, a low-interest rate and requires minimal paperwork. 

• The loan amount is offered from Rs 9,000 to Rs 3 lakhs. 
• The interest rate is from 2% to 3% per month. 

• The loan tenure is from 60 days to 1 year.  
• The processing fee is between 2% and 3% of the loan amount.  

 CASHe short term personal loan eligibility criteria 

• The minimum borrower age should be 18 years.  
• The minimum borrower salary should be at least Rs 15,000 per month.  
• The borrower should have a valid address proof 
• The borrower should have an active bank account.  

Required documents 

• Aadhar card 
• PAN card 
• Bank statement and salary slips 

How to apply?  

To apply for CASHe short term personal loans 2021, you can visit Afinzo.com. It is an online website to apply for a personal loan.  

LazyPay personal loan 

LazyPay short term personal loans 2021 is famous for offering quick loans. But, compared to other lenders, it has a low interest rate.  

• The loan amount is offered from Rs 10,000 to Rs 1 lakh.  
• The interest rate is from 15% to 32% per annum.  
• The loan term is from 3 months to 2 years.  

• The loan processing fee is 2% of the loan amount. 
• The bank account bounce charge is Rs 300 per billing cycle.  

The eligibility criteria for LazyPay short term personal loans 

• The applicant age should be minimum of 18 years.  
• The applicant should be an Indian resident.  

• The person should be a self-employed or salaried individual.  
• The person should have an income of Rs 30,000 per month.  

Documents required  

• Aadhar card 
• PAN Card 

• Bank details 
• A selfie 

How to apply?  

To apply for LazyPay loans, you can download its app or visit Afinoz.com. Both lenders offer an easy way to complete the process. As soon as the verification process, the loan amount will get disbursed.  

 Conclusion 

The best personal loan in India list has been presented in front of you. Analyze your requirement, ability to repay, and the interest rate to choose an appropriate lender. Once you are done, apply for it.