Simple ways to Contact UCO Bank Personal Loan Customer Care Number
When we discussed deposits, loans, debit cards, prepaid cards, and advances these are all available in the personal banking section. For various purposes, the bank offers five different types of personal lending programs. If you have a question about any of UCO Bank’s products or services, you can reach out to the personal loan customer care number via the methods listed below.
UCO Bank Toll-Free Number and Email ID
If you require assistance, please call the numbers listed below or send an email to UCO Bank’s customer support department. The following are the contact details for the bank’s customer service department:
| Toll-free number | 1800 103 0123 |
| Email address for customer care support | hopgr.calcutta@ucobank.co.in |
| Email address for queries related to e-banking services | hoe_banking.calcutta@ucobank.co.in |
| Email address for customer feedback or suggestions | customercare.calcutta@ucobank.co.in |
UCO Bank Corporate Head Office
UCO Bank Head Office,
10, B T M Sarani, Kolkata – 700 001
West Bengal
India.
Toll-Free Number: 1800 103 0123
UCO Bank Personal Loan Interest Rates
Listed below are the interest rates offered by different types of UCO Bank:
| Type of Personal Loan | Interest Rate |
| UCO Cash for women | 10.05% p.a. onwards |
| UCO Cash for men | 10.30% p.a. onwards |
| UCO Pensioner Loan (for UCO staff pensioners) | 9.45% p.a. onwards |
| UCO Pensioner Loan (for other pensioners) | 10.45% p.a. onwards |
| UCO Shopper Loan Scheme (salary tie-in/secured) | 8.45% p.a. onwards |
| UCO Shopper Loan Scheme (others) | 9.45% p.a. onwards |
Eligibility Criteria of UCO Bank Loan Application
The requirements for various types of personal loans given by UCO Bank differ. The following are important considerations when applying for a personal loan from UCO Bank:
UCO Bank Cash Personal Loan
- The candidate must be a confirmed employee of the government, semi-government, a reputable public or private limited company, a college or university, or the public sector.
- You must have served in the same organization for at least two years.
- You must either have a UCO Bank salary account or your employer must guarantee that monthly loan installments will be deducted from your pay and paid directly to UCO Bank.
- After the loan, your net take-home pay after deducting PF and other statutory deductions, EMI should not be less than 40% of gross earnings.
- After checking necessary papers, your additional income, such as rent, interest, and so on, may be taken into account when determining repayment capacity.
UCO Bank Pensioner Personal Loan
- Your pension should be taken out of UCO Bank.
- At the time of the last EMI payment, you must be at least 72 years old.
- If you are a retiree with a family pension or if your spouse is still living, your age at the time of application should not exceed 74 years. A pension loan must be paid back in full by the time the primary applicant reaches the age of 75.
Documents Required for UCO Bank Loan Application
UCO Bank offers a variety of personal loans, and the documentation necessary for each loan may differ. The following are the fundamental documentation needed for each form of personal loan:
- Passport, voter ID, driver’s license, and Aadhaar are all acceptable forms of identification for PAN cards.
- Submit the copy of Ration Card, Bank Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property Purchase Agreement (for owned properties).
- Identity proof: Passport, Voter ID, Driving License,
- Address proof: Ration Card, Bank Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property Purchase Agreement (for owned properties), Aadhaar Card.
- Bank account statements, salary slips, P&L statements, and certified IT returns are all examples of income verification.
How to Check the Status of UCO Bank Personal Loan Application?
Simply follow the steps below to check on the progress of your UCO Bank personal loan application:
- Go to the UCO Bank website and look for the link that says “Track Your Loan Status.”
- After that, select ‘For loans obtained for through our bank locations.’
- To check the status of any UCO Bank personal loan you have applied for through a ban, enter your Application Reference Number and click on ‘View Status.’
You can also check the progress of your loan application via one of the following methods:
- UCO e-Banking is a service provided by UCO.
- Contacting UCO Bank Customer Service
- In-person at a UCO Bank location near you.
Bottom Line
It can be easy for any user to avail of the UCO Bank Personal Loan at a low interest rate and flexible repayment tenure. You can check the UCO Bank Personal Loan Schemeto avail of the loan through the schemes. Get the instant solution through Afinoz.com for UCO Bank Personal Loan and check other details to avail of the loan simply. For any query, you can contactUCO Bank Personal Loan Customer Care Number 2021and check the current details.
