Apply for SBI Personal Loan to Salaried Individuals

Availing a personal loan from the country’s largest lender i.e. State Bank of India is that an attractive interest rate. You can check out the updated interest rates of SBI to enjoy hassle-free personal loan services.  offers the credit facility to applicants who are in urgent need of funds to fulfill their personal needs. However, SBI Personal Loan offers personal loans to their borrowers at an interest rate of 9.60% up to 13.60% p.a. Learn more about State Bank of India Personal Loan interest rates and personal loan status of the salaried individuals.  

SBI Personal Loan Interest Rate for Salary Account  

The applicants who are maintaining the salary account with the bank that it easy for the user to offer attractive interest rates. After having the bank account, SBI checks the credit score of an applicant along with 2 years MCLR. Including the same, you can check the effective interest rate for all the salary package account holders. If we talk about the rates, they are usually the lowest that allow an applicant to repay the loan without any hassle.  

SBI Personal Loan Status  

To know about the status of SBI Personal Loan without any hassle and can easily know the same with the help of an online facility. In this way, you can check the real-time status of the personal loan by simply login into your account. You can also check the status of the personal loan within a few minutes. Whether your app has been approved, pending, or rejected for any reason.  

Steps to check SBI Personal Loan Status 

You can check the SBI Personal Loan Status, via these methods which are mentioned here in the mentioned list:  

• Open the official website https://www.sbi.co.in/losredesign/user.htm. 
• Then, select the personal loan.  
• Now, enter the application ID in the required place.  
• Enter your date of birth which is provided on the application form.  

• Enter Captcha in string  
• At last click on Submit Button  

SBI Personal Loan Interest Rates for Defence Personnel  

State Bank of India (SBI) comes under its Xpress Credit Scheme for Non-Permanent Employees offers a personal loan interest rate of 12.25% up to 14.35% to defence personnel. This renowned bank offers defence personnel to cover their personal needs.  

SBI Personal Loan Eligibility Criteria for Salaried Individuals  

Listed below are the SBI Personal Loan eligibility criteria for salaried individuals are:  

• The applicant should have a salary account with SBI 
• He/she should be an employee of Central/State/government  

Or  

Central PSUs and profit-making state PSUs (Public Sector Units)  

Or  

Selected corporates with or without having relation with the bank 

• The applicant’s minimum monthly income should be a minimum of 15,000  
• The applicant’s EMI/NMI (Equated Monthly Income/Net Monthly Income) ratio should be less than 50%.  

SBI Personal Loan Contact Number  

If you have any complaints, concerns, or feedback, you can simply need to get in touch with the SBI customer care executives of the bank. Dial 1800 425 3800 (toll-free) either from your mobile number and contact the experts to get the best solutions in a short time limit. The experts are always listening and give you proper guidance for the services you needed. The customer service is available 24×7 via the helpline number.  

Conclusion  

If you are applying for SBI Personal Loan, check the interest rates, repayment tenure, and other details required. Apart from this, you can also get the State Bank of India Personal Loan can be avail through Afinoz.