One of the most common reasons for taking out a personal loan are to make home repairs or improvements. For some, a personal loan is a great way to replace carpet, add on a room or finish a basement. What many people don’t know is that they may also qualify for home improvement or home repair ... ->
Community Banks Increase Small Business Loans part 2
September 20th, 2009
admin Unlike their larger counterparts that normally make and approve loans by adhering to a set formula of criteria—often without an in-person meeting—community banks do meet in person and apply a variety of standards to approving a loan. They are willing to consider businesses that do not fa... ->
Where The Money Comes From for Mortgage loans
September 17th, 2009
admin In the "olden" days, when someone wanted a mortgage loan they walked downtown to the neighborhood bank or savings and loan. If the bank had extra funds laying around and considered you a good credit risk, they would lend you the money for mortgage loans from their own funds. It doesn’... ->
Personal loans not included in rate cuts
September 3rd, 2009
admin Personal loans have experienced interest rate rises, while home loans were falling, according to data from Infochoice. During August last year and October this year, mortgage interest rates fell by more than 4 per cent, but rates for personal loans actually rose during the same period. Infochoice fi... ->
Bad Credit Loans Instant Decision are not Affected by Your Bad Credit
August 21st, 2009
admin Bad credits are common problems these days. As the end of month arrives money in your pocket also decreases, thus leaving you in a situation when you need money to spend on your day-to-day activities. Bad credit holders face problems when they apply for loan. Their credit ratings affect the decision... ->
Strategic Freeloading – How to Get Personal Loans from Friends and Family
August 18th, 2009
admin Just because the bank doesn’t want to give you money doesn’t mean you don’t deserve it, right? After all, what’s a credit score but a dumb number used by imperialist fascist pigs (aka “the man”) to keep you down? Then again, maybe you’ve just fallen on hard ... ->
Where To Get Personal Loans
August 5th, 2009
admin So, you’ve decided that you don’t want to pay 25 percent interest anymore on your department store credit card. Good for you! You’re not stupid. Still, you may not be sure exactly where you can get a loan to do that. You might not own a house, so you can’t take out a home equ... ->
Variable or fixed home loan rates – you might have more options
July 23rd, 2009
admin ANZ economists predict the official cash rate will move from the current rate of 3 per cent to 3.75 per cent by September 2010. Westpac believe the cash rate to move in the March quarter and reach 4 per cent by the end of next year, with Commonwealth predicting rates will remain on hold until the fi... ->

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